Stamford OAP Homeowners to Face £21,465 Coronavirus Tax Bill?

With the government on track to borrow £400bn because of Coronavirus, that will need to be paid back by British people over the next 10 to 20 years, one ‘think tank’ has suggested OAP homeowners be charged a capital gains tax on the £1.5tn locked up in equity in their homes. Is this fair and what would it cost the average OAP Stamford homeowner if it were implemented? In this article, I look at what the implications for both young and older Stamford homeowners alike. A fascinating read! […] Read more >

Seven Reasons To Sell In September

Seven reasons to sell your home this September. Why buyers love home searching in autumn and how you can take steps now to be in your new home by Christmas. […] Read more >

What’s Next For The Stamford & Rutland Property Market?

Since lockdown has been lifted, the Stamford and Rutland property market is open once again for business with some impressive activity both in the sales and rental market, but what's next for Stamford and Rutland homeowners, landlords and buyers? […] Read more >

6.5 Home Styling Tips To Help A Buyer Fall In Love With Your Home

You know your home looks good. You’ve chosen your estate agent and now you’re ready and raring to get your home sold. Before you launch, let us help you transform your home from ‘market ready’ to ‘market ravishing’ with our simple styling secrets. Everything you need to know about home styling is here in our brand-new article. […] Read more >

The Green Homes Grant in Stamford & Rutland

In this week’s article on the Stamford and Rutland property market, we look at the recently announced £3bn government giveaway to local homeowners and landlords in in the form of £5,000 grants to make our homes greener with upgrades to double glazing, insulation and other green measures. It makes for some interesting reading. […] Read more >

Rutland Stamp Duty Holiday Savings

In this week’s article on the Stamford and Rutland property market, I consider the recent change in Stamp Duty rules that the Chancellor recently announced and how this could affect the local property market in the coming 9 months Stamp Duty 'holiday' and afterwards. I consider the pro's and con's of the stamp duty change and how it will affect landlords, homeowners and first time buyers. […] Read more >

The Stamford & Rutland Post-Lockdown Property Market

In this week's article on the Stamford and Rutland property market, I look at what has happened in the first four weeks post-lockdown, looking specifically at the number of enquiries that are coming from home sellers and home buyers. […] Read more >

Switching Estate Agents

If you are considering switching estate agents, take a look at our latest guide – Switching estate agents: all you need to know to get it right. […] Read more >

Is now a good time to buy your first home?

Should you buy now or wait to buy your first home in Stamford? What sort of mortgages are available? What sort of deposit is required? These are questions all buyers are asking at the moment, yet this week I would like to focus on Stamford first-time buyers and what it means directly and indirectly to Stamford homeowners looking to move up the Stamford property ladder and Stamford buy-to-let landlords. […] Read more >

Should I reduce my house price to sell?

Is dropping your asking price really the answer to selling your home more effectively? We’ve just published a brand-new, detailed article on this very important topic for Stamford, Rutland and Oundle homeowners– you can read it here... […] Read more >

Latest Update For Home Buyers and Sellers

Following yesterday's announcement that the housing market can re-open, here's the latest update for home buyers and sellers. […] Read more >

An update on the current situation for house buyers and sellers

We're waiting for further news from Robert Jenrick, Minister of State for Housing later today but in the meantime, here's an update on the current situation for house buyers and sellers... […] Read more >

Preparing to sell your home

Getting your home, your family and yourself prepared and ready to sell will give you the best possible chance to move on as soon as you can.  We’d love to help you make your home moving dreams a reality, so we're sharing our tips and advice here. […] Read more >

Working from home in Stamford

I explore what percentage of Stamford's workforce were home-workers before restrictions were put in place and wonder how many more do now or will want to remain as home-workers once restrictions are lifted? […] Read more >

The effect of the Coronavirus on the Stamford and Rutland Property Market

What will the effect of the coronavirus be on the Stamford and Rutland property market? In this article, I share my opinion on the impact of covid-19 to the local housing market in the short, medium and long term. […] Read more >

Thinking about selling your home in an uncertain time...

Help for Stamford and Rutland homeowners looking to move in an uncertain time […] Read more >

Selling your home in an uncertain time

In this article, I’ll explore what this uncertainty means for you and your family, and explain exactly what you can do to best position yourselves when the Stamford and Rutland housing market returns to normal.  Whether you’re selling, buying, or just want some guidance on what the next few months might mean for the property market in our area, this article will help. […] Read more >

The Rights, Obligations & Responsibilities of Stamford / Rutland Landlords & Tenants During COVID-19 Pandemic

The issue of social distancing has certainly raised many questions around the landlord/tenant/agent relationship, so in this article I wanted to share with all the Stamford and Rutland landlords their rights, obligations and responsibilities to their tenants.  I also wanted to highlight the rights, obligations and responsibilities of the local Stamford and Rutland tenants in return. […] Read more >

Oakham Property Market - Is it Time to ‘Plan’ to Get the Builders In?

Even though the new legislation was placed on hold because of the recent General Election, it is expected the Government will start fining around half of all UK local authorities for failing to build enough new homes as Westminster starts to force local authorities to build more homes with the new laws. […] Read more >

Floorplans – How they can help sell your home

You wouldn’t set off on a road trip without a map.  So why start the next stage of your life’s journey without the homebuyer’s equivalent? […] Read more >

Stamford Property Market What is going to happen to Stamp Duty on 11th March?

If you are buying a home in England costing more than £125k, you will have to pay Stamp Duty Land Tax on the purchase of your new home.  In the provinces, it’s called something slightly different, so if you are buying a property in Scotland over £145k you will pay Land and Buildings Transaction Tax (LBTT) and for any property over £180k in Wales you will pay Land Transaction Tax (LTT).  Whatever the tax is called, it is an important factor when moving,to consider. […] Read more >

Stamford Homeowners £907,192,600 Windfall Since 2014

In the latest, and most recently published, set of UK mortgage data (for the month of November 2019) 18,470 pound-for-pound re-mortgages were made (i.e. the borrower went from one rate to another with no additional borrowing). However, since the 1970’s, the British have seen their homes as cash cows and cash machines, with many homeowners re-mortgaging at the end of their mortgage’s introductory term (usually after the initial two, three or five years) to avoid being passed on to their mortgage lender’s more expensive standard variable rate. […] Read more >

Springtime Selling

After a winter of short, dark days sitting on the sofa working their way through the bottomless tub of Christmas ‘Celebrations’, home-hunters are hungry for a change. Spring is on the horizon, the most salient time of year for house sales. With this in mind, our %company_name% team has put together a selection of nine tips to get you moving this springtime. […] Read more >

Oakham Landlord’s £965k Tax Bill

I am asking Alicia Kearns the Conservative MP for Rutland and Melton to remind the Chancellor Rishi Sunak and Prime Minster Boris Johnson to use their persuasive skills to highlight and take a more holistic approach and attitude to the private rented sector and tackle issues which affect a Oakham landlords’ capability and capacity to strategically run an effective buy-to-let business. […] Read more >

Stamford Property Market … the Rollercoaster of the last Decade

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Will There Be a ‘Boris Bounce' For the Rutland Property Market?

The Halifax announced in early January that there was a Boris Bounce in the national property market as they stated national property values soared 1.7% in December 2019 - the biggest rise since the 1.9% month on month rise in February 2007 (a few months before the Global Financial Crisis aka the Credit Crunch). Get the flags out - all hail Boris as the Conservatives gain their landslide general election triumph - the Boris Bounce is here … or is it? […] Read more >

Seven Seconds to Stand Out

Seven seconds... That’s all the time you have in which to make a good first impression.  During that brief timeframe, we create an indelible impression of ourselves. Alright, so that research is person-centred.  But fortunately for people, we can rectify a bad first impression with meaningful conversation, gratitude and compliments on the second meeting.  Trouble is, your home doesn’t have the luxury of anthropomorphism.  So, how do you ensure your home creates a lasting, and glowing, first impression? Seven seconds? How about seven ‘firsts’? Start as soon as you make a decision to move with purpose as we reveal our seven sure-fire ways to create a resounding first impression. […] Read more >

OK ‘Stamford’ Boomer Stamford House Prices Have Risen by 206% as a Proportion of Household Income Since 1980

Have the Baby Boomers (people between the ages of 55yo to 75yo) messed things up for the Millennials in terms of getting on the Stamford property ladder? They bought their own council houses in the 80’s and 90’s, meaning there are no affordable homes for today’s youngsters, thus driving up the demand for rental homes and the price of homes (making them unaffordable). So, I decided to look at the figures, which do not make for good reading. […] Read more >

171 Stamford Landlords each risk a  £5,000 fine in Spring 2020

Washing Machine Energy Ratings for Houses was the phrase one Stamford landlord told me a few years ago when we were talking about the colour bar chart graphs that every property has had for over 10 years now. Now these weren’t brought in to use the whole palate of ink in people’s printers, but to increase the energy efficiency of the UK’s housing stock.  The vast majority of Stamford landlords are, by now, acquainted with the legislation that came into force on the 1st of April 2018, that means all new and renewed private tenancy agreements must have an Energy Performance Certificate (EPC) rating of E or above, otherwise it would be illegal to rent the property out (EPC ratings go A to G – A being the best and G the worst). […] Read more >

The £489 million mortgage debt of Oakham homeowners

Irrespective of the shenanigans and political goings on in Westminster recently, the housing market (for the time being anyway) shows a striking resilience, fostered by the on-going wide-ranging monetary policy by the Bank of England.  With interest rates and unemployment low, UKplc is heading into 2020 in reasonable condition.   Additionally, despite the UK’s new homes industry improving its year on year new build figures (building 173,660 new homes this year to date - notably 8% more new homes than at the same time last year), there has been an unequal increase in demand for housing, especially in the most thriving areas of the country. […] Read more >

6,072 People Live in Rented Accommodation in Stamford

That number surprised you didn’t it?  With the General Election done, I thought it time to reflect on renting in the manifestos and party-political broadcasts and ask why? As the best way to tell the future is to look at to the past, I decided to look at the number of people who rented a century ago (1920’s) and surprisingly 76% of people rented their home in the UK (as renting then was considered the norm).  Yet in the latter part of the 1920’s, builders of the suburban housing estates with their bay fronted semis started to sell the dream of home ownership to smart renters. […] Read more >

How is the “Exodus” of Eastern Europeans Affecting the Oakham Property Market?

I was having a thought-provoking conversation with an Oakham buy-to-let landlord a few weeks ago about everything to do with property, Brexit and how the reported voluntary repatriation of Eastern Europeans had affected the property market in Oakham.  It transpired some of his Oakham tenants, who had been in his property for over 10 years were returning to Poland.  He was particularly disappointed as he told me they were some of the best, if not the best, tenants he had ever had. […] Read more >

Stamford Buy to Let – Past, Present and Future

The buy to let market in Stamford has been going through a transition over the last five years with Stamford landlords starting to feel the pinch in terms of new legislation and regulation. In the article we look at the historic nature of the Stamford property market and what lies ahead for its future in terms of its opportunity for Stamford buy to let landlords. […] Read more >

5 Top tips for winter selling

While the whimsy of festive folk songs may conjure images of capering ruddy-cheeked children, of twinkling tree lights framed behind snow-frosted latticework and of plump, steaming turkey breasts, dripping in trimmings and set on grand dining tables just ready to be carved; the reality is a little more Dickensian fact than fiction. The kids have churned the grass into a mud bath, the house looks tired and worn once the glamour of the Christmas decorations has gone and the house still smells vaguely like turkey curry a week on from Boxing Day. But sometimes, needs must. Panic not. If you are selling your home this festive season, take a look over our top tips to help you market your home more successfully over the wintertime. […] Read more >

Labour party’s u-turn on the £45,842,020 grab on Oakham landlord’s wallets

Well, with the general election just over the horizon and having been asked by a number of Oakham homeowners and Oakham buy to let landlords what the different main parties would do to the local property market, in this week’s article we focus on Labour’s contentious Right to Buy proposal for private tenants.  Launched in September, the plan was designed to force landlords to sell their buy to let investments to their tenants who wished to buy them…. at a substantial discount. […] Read more >

Are the Tory’s selling off the final part of the family silver?

In 1979, Margaret Thatcher was voted in on a Tory landslide with the ‘right to buy your own council house’ being a mainstay of Conservative policy. She encouraged people to buy their own their own council flats and houses, although it might interest you to know, that the council tenant right to buy idea was first proposed in the late 1950s and formed part of the manifesto of the Labour party. […] Read more >

Oakham Property Values 7.8% Higher Year-on-Year

In this week’s article on the Oakham property market I look and consider the effects of the Brexit uncertainty over the last few years and how certain elements of the local property market seem to have ignored those issues and appear to be bagging some bargains along the way. […] Read more >

Mending the Broken Stamford and South Kesteven Property Market

In this week’s article, we talk about the number of property transactions in the Stamford and South Kesteven area since 1995 and how the long-term decline in the number of people are buying and selling locally affects the local economy. […] Read more >

How long is an average Oakham property on the market for?

In this week’s article on the Oakham property market, we look at the number of properties on sale today compared to 12 months ago and also how long Oakham properties are remaining on the market over the same timeframe. This makes interesting reading for both Oakham house sellers and Oakham buyers. […] Read more >

How to make sure your photos look fabulous

In a world where you can pick your spouse-to-be from a directory of online photos at the swipe of a finger, it takes a lot to stand out from the crowd. If seconds count when dressing to impress on dating apps; microseconds count when it comes to wooing a potential buyer on Rightmove. So, with the clock ticking, how do you ensure your home is the pick of the pics? Discover our secret formula to fabulous photos below… […] Read more >

72.7% of Stamford Senior Citizens own their own home … and they are worth £627.4m

In this week’s article on the Stamford property market, I consider what effect the lack of bungalows and affordable sheltered accommodation is having on the older homeowners in Stamford, how it’s affecting everyone in the housing ladder and where opportunities might lay for savvy Stamford property investors to make some money due to the imbalance of supply and demand. […] Read more >

The leasehold and ground rent scandal of Rutland

In this week’s article on the Oakham property market we look at the leasehold and ground rent scandal that has fallen over the whole of the country leaving many first-time buyers unable to sell their home. In the article itself we look at the possible implications for local people having potentially unsellable homes. […] Read more >

When should I sell? Is it the right time for you to move?

It comes to us all. That defining moment. It can be brought along on winds of opportunity, on the back of financial necessity, or because we have simply outgrown our comfy shell; but it comes to us all. All men must move house.  But sometimes, what do we say to the god of moving? Not today… Moving house is often cited as one of the most stressful stages of life, aside from getting married, that we as humans can experience. Maybe that’s because when it comes to selling your home, you need the same levels of commitment as you do in marriage. To succeed, you need to be 100% motivated ahead of this next big step. After all, for better or worse, there are many hurdles to overcome along the way; it is not a process for the fainthearted. From the minefield of surveyors’ reports, negative feedback, Rightmove statistics and low offers, to the constant cleaning ahead of each new viewing, you’ll need to be in the right frame of mind to face the challenges ahead. […] Read more >

Are Stamford Builders Constructing the Wrong Types of Homes?

In this week’s article on the Stamford property market, we consider if the large number of new homes being built locally have enough bedrooms to meet the demand and how that will affect the overall Stamford property market both now and in the future. […] Read more >

What to do before a viewing

We all have that friend.  You know the one.  The rarely-seen frenemy who, when they text to say they’re in the area and ‘might drop by’, you drop everything to ensure your home is military-precision perfect. If you are selling your house, this high state of alert can become trying.  You need your home ready to bring its A-game every day of the week.  Because this visit isn’t simply a matter of pride; it’s about clinching that all important sale. We take a look at the top six tips to preparing your home for visitors ... […] Read more >

Oakham Property Market Update Summer 2019

In this week’s Stamford and Rutland Property Market Blog we revisit the last 12 months to see how many properties have sold compared to the long-term average, what’s happened to local property prices by property type and then we look forward to the short, medium and long term and finally what effects the new PM and his policies will have on the property market, both locally in Stamford and Rutland and nationally. […] Read more >

How Many Stamford Homeowners Have Paid Their Mortgage Off?

In this week’s article on the Stamford property market, I look at the number of people locally who own their home with and without a mortgage, breaking those stats down by age range. From that information, the issue of retired people having a mortgage is highlighted and also how homeownership is changing slowly to a more European model. […] Read more >

Is Stamford Too Densely Populated?

In this week’s article on the Stamford property market, we discuss Stamford’s population density comparing it with our neighbouring towns and other hotspots around the country to decide if we are getting too overcrowded! […] Read more >

Why buyers love Barrowden in Rutland

As one of Rutland's finest and most picturesque villages, we're often asked by relocating families searching for their dream forever home for our recommendation of where's hot and where's not to buy in the county...and Barrowden always appears high on our list of must sees! […] Read more >

Rutland homeowners can now build larger extensions without planning permission.

In this week’s article, I talk about the government’s recent permanent decision to relax planning permission regulations with regard to extensions and discuss how it could affect the Stamford and Rutland property market.  […] Read more >

Which Street in Stamford PE9 has seen the highest number of property sales over the past 3 years?

In this week’s article on the Stamford and Rutland property market I share our top tips for homeowners and buyers to help minimise stress when selling and buying your home.  I then look at Stamford property market sales over the last 36 months and report on which streets in Stamford have sold the most homes over the same period. […] Read more >

Home Styling For A Summer Sale

Summer can be an exciting time of year to sell your home; the garden has never looked better and the rooms are bathed in light. To help make your home look its best this season, we bring you five easy ways to style your home for summer.  […] Read more >

The Affordability of Buying Property in Oakham

In this week’s article on the Stamford and Rutland property market we talk about the affordability of buying a home in Oakham and how the changes in the local housing market since 1997 have meant the demand for private rental properties in the area will continue to grow for the foreseeable future. […] Read more >

Successful Downsizing - Our Complete Guide

Are you or your parents thinking of downsizing? Our step-by-step guide is here to help you! […] Read more >

45 percent more homes for sale in Oakham than a year ago

In this week’s article, I talk about the NUMBER of properties on the Rutland housing market today compared to a year ago and also take a look at how LONG property is on the market compared to a year ago. I then analyse the numbers and talk about what they mean for Oakham property sellers, landlords and homeowners alike. […] Read more >

Unemployment…The Secret Driver of the Stamford & Rutland Property Market?

In this week’s article on the Stamford and Rutland Property Market, I talk about how unemployment is an important factor to judge the health of the PE9 and LE15 Property Market. I also touch on the obsession of house prices, when in fact ‘housing transactions’ could be a better judge of the condition, vigour and direction on whether to buy and sell your next home in Stamford, Oakham and Rutland. […] Read more >

Are you struggling to sell your home in Stamford or Rutland?

If you're struggling to sell your Stamford or Rutland home, here's our helpful guide on how to help you to move on successfully […] Read more >

Stamford House Prices UP 2.7% in a Year

This week, we analyse how the rents and values of Stamford properties have changed recently and its affect on the Stamford property market... […] Read more >

New Home Building in Rutland 2018 RISES to 35% above the post-millennium average

With all the new-homes building sites in Oakham and around, you'd be forgiven asking whether we are building to many homes - or are we? This week, we look into the local housing figures and discuss what it means for local homeowners and landlords... […] Read more >

Preparing to sell your home in Stamford and Rutland - Our Step by Step Guide

Planning to move house? How exciting! Don’t do anything until you’ve read our expert guide – Preparing to Sell Your Home in Stamford and Rutland. Enjoy! […] Read more >

Stamford Buy-To-Let Annual Returns Hit 12.45% in Last 10 Years

How the Stamford Property Market compares with other investment platforms - what all Stamford homeowners and landlords need to know. […] Read more >

Less Rutland youngsters have invested in property over the last 20 years...

The proportion of 25 to 34-year olds who own their home in Oakham has nearly halved in the last 20 years, so what does this mean for all the existing Oakham landlords and homeowners together with all those youngsters considering buying their first home? […] Read more >

The Stamford Property Market versus London

In this week’s article on the Stamford property market, I discuss how the Stamford property market has performed against both the national housing market and, in particular, the London property market. My research shows both Stamford and London were neck and neck for house price growth for the majority of the years between 1979 and 2007, yet London took a different direction after the credit crunch. I also write about whether the recent drops in London will affect the Stamford market and my concerns going forward… […] Read more >

As 32.9% of Oakham property on the market is 'Sold'... are there any local 'Brexit bargains?'

In Oakham, 16.8% of properties for sale have reduced their asking price in the last 3 months by an average of 5.0%, so are there any 'Brexit Bargains' to be had in LE15? […] Read more >

How to choose the right estate agent to sell your home in Stamford and Rutland

So you’ve boxed up a whole load of clutter, you’ve fixed that annoying dripping tap and buffed and polished your home. Well done! Now comes what for some sellers feels like a really challenging task: choosing your estate agent. […] Read more >

Selling homes in Stamford and Rutland differently, and better

Our bespoke 'For Sale' boards are a brilliantly effective way of catching house buyers' attention, and they are really loving them. And, so are our homeowners! […] Read more >

Oakham House Prices up 25.8% in the last 5 years

With Rutland house buying patterns changing recently, we look at how the different property types have performed. […] Read more >

Rutland Property Market - Outlook for 2019

With the average value of an Oakham property currently £352,600, what's ahead for the Stamford and Rutland property market in 2019... […] Read more >

Should local landlords purchase larger Stamford homes?

Stamford homeowners are 82% more likely to live in a home with 3 or more bedrooms than those that privately rent. In this week's article, David analyses Stamford's housing stock into bedrooms and tenure. […] Read more >

Last year, 50% of Oakham homes were bought with cash.

Should you buy a property outright or take on a mortgage? […] Read more >

The Rise in Stamford Property Values

Stamford homeowners have made an annual profit of £14,109 since the Millennium. How much has your home increased in value? […] Read more >

Thinking about retiring and privately renting in Rutland?

The cost of retiring and privately renting in Rutland could make you £2,700 a year worse off... […] Read more >

All Love And No Take? If everyone loves your home, why hasn't it sold?

We know the first 4-6 weeks are key for successful house selling, so, why hasn’t your house sold? […] Read more >

5 Tips for Cleaning Out Your Garage

Struggling to sell your Stamford or Rutland home? Maybe your garage is giving buyers the wrong signals. Here are our 5 top tips for cleaning out and moving on UPP! […] Read more >

5 Reasons why an independent estate agent is more effective at selling your Stamford or Rutland home

A local, independent estate agent will have your best interests at heart and here are 5 reasons why they put you first... […] Read more >

Taking a break from the market over winter - then here's what you need to know...

Taking a break from the Stamford and Rutland property market over winter can have massive strategic advantages as you prepare to sell […] Read more >

3 or 4 bed homes...which sell the best in Rutland?

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Selling your home? Then don't leave your buyers in the dark!

Are you selling your home? Have you thought about how your home looks in the dark? […] Read more >

How To Make Space In Your Home

How To Make Space In Your Home; Top tips to help you create space in your home, no matter what the size! […] Read more >

How To Style Your Bedroom For Successful Sales Viewings

The Stamford and Rutland property market is strong, but the skill is attracting that one buyer and making them love what they see when they step into your home... […] Read more >

Blog Introduction

David and I regularly contribute within our local press on issues surrounding the Stamford and Rutland property market... […] Read more >

How the Rutland property market compares with the rest of the UK

This week, I look at what factors affect the national housing market and how the Rutland property market compares... […] Read more >

The effect of interest rises on the Rutland Property Market

To understand Rutland property values, you need to look at the whole picture going back 40 years. In this article, David looks into the effect of interest rises on the Rutland housing market. […] Read more >

Will the Stamford Property Market Crash?

This week, we discuss the impact on Stamford house values if there's another global financial crisis...and I mention the Brexit word! […] Read more >